Orthopedic Surgery malpractice insurance in Tennessee
Typical annual premium at $1M / $3M mature claims-made — 38% below the national median.
Who files these rates in Tennessee
- $20,961 — State Volunteer Mutual Insurance Company (SVMIC
- $25,170 — MAG Mutual Insurance Company (TN Consolidated PSL Rate & Rule Manual
By region in Tennessee
Tennessee files a single statewide rate for this class — no county-level territory gradient — so the benchmark applies across the state.
What drives a Orthopedic Surgery premium
Specialty class
Orthopedic Surgery — orthopedic surgery excluding spine (spine is a separate higher tier).
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $23,066?
Enter what you pay now and we'll show where it lands against the filed range for orthopedic surgery in Tennessee — and connect you with one vetted broker if there's room to do better.
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All specialties in Tennessee
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $5,350–$6,160 |
| Ophthalmology | $9,007–$10,994 |
| Occupational Medicine | $4,641–$6,160 |
| Pathology | $5,922–$6,160 |
| Dermatology | $6,160–$9,255 |
| Pediatrics | $5,922–$6,160 |
| Family Medicine | $7,079–$8,457 |
| General Practice | $7,079–$8,457 |
| Internal Medicine | $7,079–$9,605 |
| Gastroenterology | $10,250–$10,994 |
| Neurology | $9,255–$12,685 |
| Pulmonology | $5,922–$10,994 |
| Anesthesiology | $10,698–$10,994 |
| Radiology | $5,922–$8,457 |
| Cardiology | $5,922–$12,685 |
| Emergency Medicine | $25,170–$29,219 |
| Orthopedic Surgery | $20,961–$25,170 |
| General Surgery | $29,670–$34,396 |
| OB/GYN | $38,373–$45,653 |