Orthopedic Surgery malpractice insurance in Maryland
Typical annual premium at $1M / $3M mature claims-made — about the national median.
Who files these rates in Maryland
- $29,409 — MAG Mutual (eff. 7/1/2021)
- $42,496 — MedPro
By region in Maryland
MedPro files territory relativities, so the same orthopedic surgery premium swings by county. Applied to the state median:
| Territory | Factor | Est. median |
|---|---|---|
| Remainder of state / rural — MAG Terr. 001; MedPro base | ×1.00 | $35,952 |
| Montgomery, Prince George's, Howard & Anne Arundel Cos. | ×1.17 | $41,992 |
| Baltimore City & Baltimore County — MAG Terr. 003; 2-carrier avg | ×1.30 | $46,738 |
What drives a Orthopedic Surgery premium
Specialty class
Orthopedic Surgery — orthopedic surgery excluding spine (spine is a separate higher tier).
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $35,952?
Enter what you pay now and we'll show where it lands against the filed range for orthopedic surgery in Maryland — and connect you with one vetted broker if there's room to do better.
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All specialties in Maryland
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $9,803–$11,223 |
| Ophthalmology | $17,148–$19,606 |
| Occupational Medicine | $8,979–$11,028 |
| Pathology | $11,028–$12,472 |
| Dermatology | $10,975–$11,028 |
| Pediatrics | $10,624–$11,028 |
| Family Medicine | $12,254–$15,589 |
| General Practice | $12,254–$15,589 |
| Internal Medicine | $14,704–$15,589 |
| Gastroenterology | $17,155–$24,942 |
| Neurology | $24,507–$24,948 |
| Pulmonology | $22,057–$28,683 |
| Anesthesiology | $17,155–$20,700 |
| Radiology | $14,704–$28,808 |
| Cardiology | $14,704–$21,216 |
| Emergency Medicine | $26,958–$47,889 |
| Orthopedic Surgery | $29,409–$42,496 |
| General Surgery | $61,091–$71,071 |
| OB/GYN | $78,424–$89,636 |