Orthopedic Surgery malpractice insurance in Ohio
Typical annual premium at $1M / $3M mature claims-made — 23% above the national median.
Who files these rates in Ohio
- $45,471 — The Medical Protective Company (MedPro
By region in Ohio
The Medical Protective Company (MedPro files territory relativities, so the same orthopedic surgery premium swings by county. Applied to the state median:
| Territory | Factor | Est. median |
|---|---|---|
| Remainder of Ohio | ×1.00 | $45,471 |
| SW Ohio - Cincinnati/Dayton | ×0.72 | $32,739 |
| Columbus metro | ×0.79 | $35,740 |
| East Ohio | ×1.05 | $47,745 |
| Cleveland exurbs | ×1.15 | $52,292 |
| Cleveland-Youngstown | ×1.40 | $63,659 |
What drives a Orthopedic Surgery premium
Specialty class
Orthopedic Surgery — orthopedic surgery excluding spine (spine is a separate higher tier).
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $45,471?
Enter what you pay now and we'll show where it lands against the filed range for orthopedic surgery in Ohio — and connect you with one vetted broker if there's room to do better.
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All specialties in Ohio
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $14,444 |
| Ophthalmology | $18,759 |
| Occupational Medicine | $10,824 |
| Pathology | $18,759 |
| Dermatology | $10,824 |
| Pediatrics | $18,759 |
| Family Medicine | $16,601 |
| General Practice | $16,601 |
| Internal Medicine | $18,759 |
| Gastroenterology | $25,981 |
| Neurology | $20,935 |
| Pulmonology | $25,981 |
| Anesthesiology | $20,935 |
| Radiology | $24,702 |
| Cardiology | $19,325 |
| Emergency Medicine | $40,043 |
| Orthopedic Surgery | $45,471 |
| General Surgery | $47,297 |
| OB/GYN | $71,452 |