Orthopedic Surgery malpractice insurance in Alabama
Typical annual premium at $1M / $3M mature claims-made — 10% below the national median.
Who files these rates in Alabama
- $28,165 — ProAssurance Indemnity Company (eff. 9/1/2021)
- $38,787 — MagMutual
By region in Alabama
ProAssurance Indemnity Company (eff. 9/1/2021) files territory relativities, so the same orthopedic surgery premium swings by county. Applied to the state median:
| Territory | Factor | Est. median |
|---|---|---|
| Remainder of State | ×1.00 | $33,476 |
| Montgomery County | ×1.07 | $35,819 |
What drives a Orthopedic Surgery premium
Specialty class
Orthopedic Surgery — orthopedic surgery excluding spine (spine is a separate higher tier).
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $33,476?
Enter what you pay now and we'll show where it lands against the filed range for orthopedic surgery in Alabama — and connect you with one vetted broker if there's room to do better.
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All specialties in Alabama
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $4,485–$6,645 |
| Ophthalmology | $10,557–$10,982 |
| Occupational Medicine | $6,645–$8,324 |
| Pathology | $4,485–$8,601 |
| Dermatology | $4,485–$4,688 |
| Pediatrics | $8,324–$8,601 |
| Family Medicine | $8,324–$8,601 |
| General Practice | $8,324–$8,601 |
| Internal Medicine | $8,324–$8,601 |
| Gastroenterology | $12,485–$12,514 |
| Neurology | $10,982–$12,514 |
| Pulmonology | $8,324–$10,557 |
| Anesthesiology | $18,987–$19,361 |
| Radiology | $8,324–$11,536 |
| Cardiology | $8,601–$10,982 |
| Emergency Medicine | $22,296–$23,279 |
| Orthopedic Surgery | $28,165–$38,787 |
| General Surgery | $32,078–$32,267 |
| OB/GYN | $43,817–$49,558 |