Orthopedic Surgery malpractice insurance in Massachusetts
Typical annual premium at $1M / $3M mature claims-made — 26% above the national median.
Who files these rates in Massachusetts
- $35,700 — MPMIC (Coverys)
- $44,621 — MAG Mutual Insurance Company
- $48,353 — The Doctors Company
- $53,515 — Integris Insurance Company (fka CMIC)
By region in Massachusetts
Massachusetts files a single statewide rate for this class — no county-level territory gradient — so the benchmark applies across the state.
What drives a Orthopedic Surgery premium
Specialty class
Orthopedic Surgery — orthopedic surgery excluding spine (spine is a separate higher tier).
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $46,487?
Enter what you pay now and we'll show where it lands against the filed range for orthopedic surgery in Massachusetts — and connect you with one vetted broker if there's room to do better.
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All specialties in Massachusetts
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $6,049–$14,222 |
| Ophthalmology | $16,005–$28,444 |
| Occupational Medicine | $6,718–$15,999 |
| Pathology | $14,516–$17,356 |
| Dermatology | $7,677–$15,999 |
| Pediatrics | $6,718–$15,999 |
| Family Medicine | $8,526–$17,777 |
| General Practice | $8,526–$17,777 |
| Internal Medicine | $15,795–$21,333 |
| Gastroenterology | $18,220–$24,888 |
| Neurology | $17,356–$35,554 |
| Pulmonology | $14,516–$31,999 |
| Anesthesiology | $20,706–$26,512 |
| Radiology | $18,466–$24,266 |
| Cardiology | $17,356–$21,333 |
| Emergency Medicine | $26,051–$39,110 |
| Orthopedic Surgery | $35,700–$53,515 |
| General Surgery | $48,305–$103,108 |
| OB/GYN | $65,813–$101,367 |