Orthopedic Surgery malpractice insurance in Montana
Typical annual premium at $1M / $3M mature claims-made — 10% below the national median.
Who files these rates in Montana
- $27,582 — COPIC Insurance Company (Montana Physicians & Surgeons
- $39,048 — The Medical Protective Company (Montana P&S
By region in Montana
Montana files a single statewide rate for this class — no county-level territory gradient — so the benchmark applies across the state.
What drives a Orthopedic Surgery premium
Specialty class
Orthopedic Surgery — orthopedic surgery excluding spine (spine is a separate higher tier).
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $33,315?
Enter what you pay now and we'll show where it lands against the filed range for orthopedic surgery in Montana — and connect you with one vetted broker if there's room to do better.
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All specialties in Montana
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $4,597–$9,478 |
| Ophthalmology | $11,493–$16,578 |
| Occupational Medicine | $4,597–$11,796 |
| Pathology | $9,194–$14,949 |
| Dermatology | $6,896–$9,478 |
| Pediatrics | $6,896–$11,190 |
| Family Medicine | $9,194–$14,949 |
| General Practice | $9,194–$14,949 |
| Internal Medicine | $9,194–$17,446 |
| Gastroenterology | $13,791–$26,056 |
| Neurology | $16,549–$21,505 |
| Pulmonology | $16,549–$26,056 |
| Anesthesiology | $11,493–$19,405 |
| Radiology | $20,227–$30,303 |
| Cardiology | $11,033–$19,403 |
| Emergency Medicine | $20,227–$43,235 |
| Orthopedic Surgery | $27,582–$39,048 |
| General Surgery | $45,970–$68,273 |
| OB/GYN | $45,970–$68,273 |