Orthopedic Surgery malpractice insurance in Oklahoma
Typical annual premium at $1M / $3M mature claims-made — 11% above the national median.
Who files these rates in Oklahoma
- $40,730 — Professional Solutions Ins. Co. / NCMIC (eff. 01/2024)
- $41,180 — MDIC (OK underwriting manual
- $42,440 — COPIC Insurance Company (eff. 12/1/2025)
By region in Oklahoma
Oklahoma files a single statewide rate for this class — no county-level territory gradient — so the benchmark applies across the state.
What drives a Orthopedic Surgery premium
Specialty class
Orthopedic Surgery — orthopedic surgery excluding spine (spine is a separate higher tier).
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $41,180?
Enter what you pay now and we'll show where it lands against the filed range for orthopedic surgery in Oklahoma — and connect you with one vetted broker if there's room to do better.
We share only your specialty, state, current premium, and this benchmark with one vetted broker. No sales blast.
All specialties in Oklahoma
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $8,236–$9,028 |
| Ophthalmology | $13,898–$18,489 |
| Occupational Medicine | $8,236–$9,028 |
| Pathology | $10,479–$11,608 |
| Dermatology | $8,236–$10,318 |
| Pediatrics | $11,325–$12,898 |
| Family Medicine | $11,325–$12,898 |
| General Practice | $11,325–$12,898 |
| Internal Medicine | $11,711–$15,477 |
| Gastroenterology | $13,101–$18,701 |
| Neurology | $13,384–$19,217 |
| Pulmonology | $11,711–$15,477 |
| Anesthesiology | $14,422–$16,987 |
| Radiology | $13,384–$17,412 |
| Cardiology | $11,711–$14,187 |
| Emergency Medicine | $28,311–$40,730 |
| Orthopedic Surgery | $40,730–$42,440 |
| General Surgery | $44,814–$50,906 |
| OB/GYN | $50,193–$74,664 |