How much does psychiatry malpractice insurance cost in Washington?

The typical mature, claims-made premium at $1M / $3M is $6,475 to $7,540 per year, 13% below the national median. This is a manual-rate benchmark before any account-specific credits or debits.

What is this figure based on?

It comes from Washington's filed carrier rate manuals (The Doctors Company (Ed. 01/23), Medical Mutual Insurance Co. of NC (MMIC/Curi), normalized to $1M/$3M mature claims-made. Psychiatry is a low-acuity, cognitive class that sits near the bottom of every rate manual in the manual.

Why is my quote different from this number?

Manual rates exclude schedule credits, debits, claims history, part-time status, and dividends. A broker comparing carriers can often land you below the benchmark — that is what the match below is for.

Malpractice cost

Psychiatry malpractice insurance in Washington

Typical annual premium at $1M / $3M mature claims-made — 13% below the national median.

$6,475 to $7,540

per year · $1M / $3M coverage · mature claims-made

$6,582 (P10)$7,008 median$7,434 (P90)

Based on 2 filed carriers

Coverage $1M / $3MPolicy Claims-madeMaturity MatureRegion Varies by county

Who files these rates in Washington

$6,475 — The Doctors Company (Ed. 01/23)
$7,540 — Medical Mutual Insurance Co. of NC (MMIC/Curi

By region in Washington

The Doctors Company (Ed. 01/23) files territory relativities, so the same psychiatry premium swings by county. Applied to the state median:

Territory	Factor	Est. median
Washington — Remainder of State	×1.00	$7,008
Seattle metro — King/Pierce/Snohomish	×1.20	$8,410

What drives a Psychiatry premium

Specialty class

Psychiatry — a low-acuity, cognitive class that sits near the bottom of every rate manual.

Territory

Where you practice; county factors can move the rate well above or below the state figure.

Maturity

Claims-made steps up over ~4 years to the mature rate shown here.

Limits

$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.

Paying more than $7,008?

Enter what you pay now and we'll show where it lands against the filed range for psychiatry in Washington — and connect you with one vetted broker if there's room to do better.

We share only your specialty, state, current premium, and this benchmark with one vetted broker. No sales blast.

All specialties in Washington

Specialty	$1M / $3M range
Psychiatry	$6,475–$7,540
Ophthalmology	$13,758–$14,882
Occupational Medicine	$6,257–$7,540
Pathology	$11,269–$11,600
Dermatology	$7,540–$10,094
Pediatrics	$11,600–$12,685
Family Medicine	$11,344–$11,600
General Practice	$11,344–$11,600
Internal Medicine	$11,600–$14,433
Gastroenterology	$15,231–$18,232
Neurology	$15,231–$23,297
Pulmonology	$15,231–$17,108
Anesthesiology	$15,231–$16,030
Radiology	$20,300–$25,103
Cardiology	$11,504–$11,600
Emergency Medicine	$28,301–$31,320
Orthopedic Surgery	$34,800–$39,215
General Surgery	$48,720–$54,908
OB/GYN	$58,000–$60,784