Psychiatry malpractice insurance in North Dakota
Typical annual premium at $1M / $3M mature claims-made — 54% below the national median.
Who files these rates in North Dakota
- $3,087 — The Medical Protective Company
- $4,266 — Medical Mutual Insurance Co. of North Carolina (Curi)
By region in North Dakota
North Dakota files a single statewide rate for this class — no county-level territory gradient — so the benchmark applies across the state.
What drives a Psychiatry premium
Specialty class
Psychiatry — a low-acuity, cognitive class that sits near the bottom of every rate manual.
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $3,676?
Enter what you pay now and we'll show where it lands against the filed range for psychiatry in North Dakota — and connect you with one vetted broker if there's room to do better.
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All specialties in North Dakota
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $3,087–$4,266 |
| Ophthalmology | $4,748–$5,981 |
| Occupational Medicine | $3,087–$4,266 |
| Pathology | $3,797–$5,981 |
| Dermatology | $3,087–$4,266 |
| Pediatrics | $3,797–$5,043 |
| Family Medicine | $3,797–$5,043 |
| General Practice | $3,797–$5,043 |
| Internal Medicine | $4,748–$5,981 |
| Gastroenterology | $7,595–$7,953 |
| Neurology | $6,621–$6,647 |
| Pulmonology | $6,621–$6,646 |
| Anesthesiology | $6,621–$6,647 |
| Radiology | $6,646–$7,953 |
| Cardiology | $5,696–$5,981 |
| Emergency Medicine | $10,614–$12,492 |
| Orthopedic Surgery | $14,148–$16,869 |
| General Surgery | $16,172–$20,676 |
| OB/GYN | $20,217–$30,762 |