Psychiatry malpractice insurance in North Carolina
Typical annual premium at $1M / $3M mature claims-made — 29% below the national median.
Who files these rates in North Carolina
- $5,668 — The Doctors Company (Ed. 02/23)
- $5,746 — MedMal Direct Insurance Company (rate pages eff. 2/1/2024; 7/1/2025 renewal
By region in North Carolina
North Carolina files a single statewide rate for this class — no county-level territory gradient — so the benchmark applies across the state.
What drives a Psychiatry premium
Specialty class
Psychiatry — a low-acuity, cognitive class that sits near the bottom of every rate manual.
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $5,707?
Enter what you pay now and we'll show where it lands against the filed range for psychiatry in North Carolina — and connect you with one vetted broker if there's room to do better.
We share only your specialty, state, current premium, and this benchmark with one vetted broker. No sales blast.
All specialties in North Carolina
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $5,668–$5,746 |
| Ophthalmology | $9,696–$10,516 |
| Occupational Medicine | $4,733–$5,027 |
| Pathology | $7,900–$10,210 |
| Dermatology | $5,027–$6,660 |
| Pediatrics | $7,900–$9,573 |
| Family Medicine | $7,900–$8,422 |
| General Practice | $7,900–$8,422 |
| Internal Medicine | $7,900–$10,313 |
| Gastroenterology | $10,773–$12,651 |
| Neurology | $9,696–$15,814 |
| Pulmonology | $9,696–$12,875 |
| Anesthesiology | $9,696–$11,448 |
| Radiology | $9,696–$16,374 |
| Cardiology | $8,618–$8,769 |
| Emergency Medicine | $19,750–$24,754 |
| Orthopedic Surgery | $25,137–$29,972 |
| General Surgery | $28,728–$41,116 |
| OB/GYN | $41,656–$49,808 |