Psychiatry malpractice insurance in Louisiana
Typical annual premium at $1M / $3M mature claims-made — 63% above the national median.
Who files these rates in Louisiana
- $13,091 — LAMMICO (ed. 1/1/2025
By region in Louisiana
LAMMICO (ed. 1/1/2025 files territory relativities, so the same psychiatry premium swings by county. Applied to the state median:
| Territory | Factor | Est. median |
|---|---|---|
| Rest of State | ×1.00 | $13,091 |
| New Orleans Metro — Jefferson/Orleans/Plaquemines/St.Bernard/St.Charles/St.John | ×1.15 | $15,055 |
| Calcasieu Parish | ×1.10 | $14,400 |
| East Baton Rouge Parish | ×0.95 | $12,436 |
| Bossier & Caddo Parishes — Shreveport | ×0.90 | $11,782 |
What drives a Psychiatry premium
Specialty class
Psychiatry — a low-acuity, cognitive class that sits near the bottom of every rate manual.
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $13,091?
Enter what you pay now and we'll show where it lands against the filed range for psychiatry in Louisiana — and connect you with one vetted broker if there's room to do better.
We share only your specialty, state, current premium, and this benchmark with one vetted broker. No sales blast.
All specialties in Louisiana
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $13,091 |
| Ophthalmology | $22,751 |
| Occupational Medicine | $9,672 |
| Pathology | $13,091 |
| Dermatology | $9,672 |
| Pediatrics | $13,091 |
| Family Medicine | $16,534 |
| General Practice | $15,365 |
| Internal Medicine | $20,068 |
| Gastroenterology | $19,449 |
| Neurology | $15,365 |
| Pulmonology | $13,091 |
| Anesthesiology | $22,751 |
| Radiology | $13,091 |
| Cardiology | $13,091 |
| Emergency Medicine | $37,559 |
| Orthopedic Surgery | $53,811 |
| General Surgery | $56,587 |
| OB/GYN | $53,811 |