Ophthalmology malpractice insurance in Washington
Typical annual premium at $1M / $3M mature claims-made — about the national median.
Who files these rates in Washington
- $13,758 — Medical Mutual Insurance Co. of NC (MMIC/Curi
- $14,882 — The Doctors Company (Ed. 01/23)
By region in Washington
The Doctors Company (Ed. 01/23) files territory relativities, so the same ophthalmology premium swings by county. Applied to the state median:
| Territory | Factor | Est. median |
|---|---|---|
| Washington — Remainder of State | ×1.00 | $14,320 |
| Seattle metro — King/Pierce/Snohomish | ×1.20 | $17,184 |
What drives a Ophthalmology premium
Specialty class
Ophthalmology — an operating class rated for cataract and other intraocular surgery.
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $14,320?
Enter what you pay now and we'll show where it lands against the filed range for ophthalmology in Washington — and connect you with one vetted broker if there's room to do better.
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All specialties in Washington
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $6,475–$7,540 |
| Ophthalmology | $13,758–$14,882 |
| Occupational Medicine | $6,257–$7,540 |
| Pathology | $11,269–$11,600 |
| Dermatology | $7,540–$10,094 |
| Pediatrics | $11,600–$12,685 |
| Family Medicine | $11,344–$11,600 |
| General Practice | $11,344–$11,600 |
| Internal Medicine | $11,600–$14,433 |
| Gastroenterology | $15,231–$18,232 |
| Neurology | $15,231–$23,297 |
| Pulmonology | $15,231–$17,108 |
| Anesthesiology | $15,231–$16,030 |
| Radiology | $20,300–$25,103 |
| Cardiology | $11,504–$11,600 |
| Emergency Medicine | $28,301–$31,320 |
| Orthopedic Surgery | $34,800–$39,215 |
| General Surgery | $48,720–$54,908 |
| OB/GYN | $58,000–$60,784 |