Psychiatry malpractice insurance in Indiana
Typical annual premium at $1M / $3M mature claims-made — 35% below the national median.
Who files these rates in Indiana
- $4,497 — ProAssurance Indemnity Company (IN HCP Manual
- $5,938 — Doctors Direct Insurance (DDI)
By region in Indiana
Doctors Direct Insurance (DDI) files territory relativities, so the same psychiatry premium swings by county. Applied to the state median:
| Territory | Factor | Est. median |
|---|---|---|
| Rest of Indiana | ×1.00 | $5,218 |
| Lake & Porter Counties | ×1.44 | $7,524 |
What drives a Psychiatry premium
Specialty class
Psychiatry — a low-acuity, cognitive class that sits near the bottom of every rate manual.
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $5,218?
Enter what you pay now and we'll show where it lands against the filed range for psychiatry in Indiana — and connect you with one vetted broker if there's room to do better.
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All specialties in Indiana
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $4,497–$5,938 |
| Ophthalmology | $7,093–$9,976 |
| Occupational Medicine | $5,410–$7,093 |
| Pathology | $6,932–$9,024 |
| Dermatology | $4,497–$5,938 |
| Pediatrics | $5,410–$9,024 |
| Family Medicine | $6,932–$9,024 |
| General Practice | $6,932–$9,024 |
| Internal Medicine | $7,693–$9,024 |
| Gastroenterology | $9,976–$12,878 |
| Neurology | $9,976–$12,878 |
| Pulmonology | $8,150–$10,567 |
| Anesthesiology | $8,150–$10,567 |
| Radiology | $9,976–$10,567 |
| Cardiology | $8,150–$12,878 |
| Emergency Medicine | $16,065–$16,740 |
| Orthopedic Surgery | $22,153–$28,309 |
| General Surgery | $29,764–$36,025 |
| OB/GYN | $31,286–$47,594 |