General Practice malpractice insurance in North Carolina
Typical annual premium at $1M / $3M mature claims-made — 31% below the national median.
Who files these rates in North Carolina
- $7,900 — MedMal Direct Insurance Company (rate pages eff. 2/1/2024; 7/1/2025 renewal
- $8,422 — The Doctors Company (Ed. 02/23)
By region in North Carolina
North Carolina files a single statewide rate for this class — no county-level territory gradient — so the benchmark applies across the state.
What drives a General Practice premium
Specialty class
General Practice — the no-surgery general-practice class, usually rated with family medicine.
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $8,161?
Enter what you pay now and we'll show where it lands against the filed range for general practice in North Carolina — and connect you with one vetted broker if there's room to do better.
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All specialties in North Carolina
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $5,668–$5,746 |
| Ophthalmology | $9,696–$10,516 |
| Occupational Medicine | $4,733–$5,027 |
| Pathology | $7,900–$10,210 |
| Dermatology | $5,027–$6,660 |
| Pediatrics | $7,900–$9,573 |
| Family Medicine | $7,900–$8,422 |
| General Practice | $7,900–$8,422 |
| Internal Medicine | $7,900–$10,313 |
| Gastroenterology | $10,773–$12,651 |
| Neurology | $9,696–$15,814 |
| Pulmonology | $9,696–$12,875 |
| Anesthesiology | $9,696–$11,448 |
| Radiology | $9,696–$16,374 |
| Cardiology | $8,618–$8,769 |
| Emergency Medicine | $19,750–$24,754 |
| Orthopedic Surgery | $25,137–$29,972 |
| General Surgery | $28,728–$41,116 |
| OB/GYN | $41,656–$49,808 |