Family Medicine malpractice insurance in Louisiana
Typical annual premium at $1M / $3M mature claims-made — 40% above the national median.
Who files these rates in Louisiana
- $16,534 — LAMMICO (ed. 1/1/2025
By region in Louisiana
LAMMICO (ed. 1/1/2025 files territory relativities, so the same family medicine premium swings by county. Applied to the state median:
| Territory | Factor | Est. median |
|---|---|---|
| Rest of State | ×1.00 | $16,534 |
| New Orleans Metro — Jefferson/Orleans/Plaquemines/St.Bernard/St.Charles/St.John | ×1.15 | $19,014 |
| Calcasieu Parish | ×1.10 | $18,187 |
| East Baton Rouge Parish | ×0.95 | $15,707 |
| Bossier & Caddo Parishes — Shreveport | ×0.90 | $14,881 |
What drives a Family Medicine premium
Specialty class
Family Medicine — the no-surgery family-practice class that anchors most manuals.
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $16,534?
Enter what you pay now and we'll show where it lands against the filed range for family medicine in Louisiana — and connect you with one vetted broker if there's room to do better.
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All specialties in Louisiana
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $13,091 |
| Ophthalmology | $22,751 |
| Occupational Medicine | $9,672 |
| Pathology | $13,091 |
| Dermatology | $9,672 |
| Pediatrics | $13,091 |
| Family Medicine | $16,534 |
| General Practice | $15,365 |
| Internal Medicine | $20,068 |
| Gastroenterology | $19,449 |
| Neurology | $15,365 |
| Pulmonology | $13,091 |
| Anesthesiology | $22,751 |
| Radiology | $13,091 |
| Cardiology | $13,091 |
| Emergency Medicine | $37,559 |
| Orthopedic Surgery | $53,811 |
| General Surgery | $56,587 |
| OB/GYN | $53,811 |