Ophthalmology malpractice insurance in Iowa
Typical annual premium at $1M / $3M mature claims-made — 30% below the national median.
Who files these rates in Iowa
- $7,935 — COPIC Insurance Company (Iowa Physicians & Surgeons
- $11,030 — Professional Solutions Insurance Company (NCMIC group)
By region in Iowa
Iowa files a single statewide rate for this class — no county-level territory gradient — so the benchmark applies across the state.
What drives a Ophthalmology premium
Specialty class
Ophthalmology — an operating class rated for cataract and other intraocular surgery.
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $9,482?
Enter what you pay now and we'll show where it lands against the filed range for ophthalmology in Iowa — and connect you with one vetted broker if there's room to do better.
We share only your specialty, state, current premium, and this benchmark with one vetted broker. No sales blast.
All specialties in Iowa
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $5,197–$7,170 |
| Ophthalmology | $7,935–$11,030 |
| Occupational Medicine | $3,557–$6,067 |
| Pathology | $5,197–$9,376 |
| Dermatology | $5,197–$8,824 |
| Pediatrics | $5,197–$9,376 |
| Family Medicine | $5,197–$11,030 |
| General Practice | $5,197–$11,030 |
| Internal Medicine | $6,289–$12,133 |
| Gastroenterology | $7,935–$16,545 |
| Neurology | $7,935–$15,442 |
| Pulmonology | $6,289–$11,030 |
| Anesthesiology | $6,289–$13,236 |
| Radiology | $9,575–$13,236 |
| Cardiology | $6,289–$12,133 |
| Emergency Medicine | $11,216–$30,333 |
| Orthopedic Surgery | $21,613–$37,502 |
| General Surgery | $19,424–$37,502 |
| OB/GYN | $29,821–$60,665 |