General Practice malpractice insurance in Missouri
Typical annual premium at $1M / $3M mature claims-made — 36% above the national median.
Who files these rates in Missouri
- $15,442 — Professional Solutions Insurance Company (eff. 1/1/2023)
- $16,595 — The Doctors Company (Ed. 11/23)
By region in Missouri
The Doctors Company (Ed. 11/23) files territory relativities, so the same general practice premium swings by county. Applied to the state median:
| Territory | Factor | Est. median |
|---|---|---|
| Remainder of Missouri | ×1.00 | $16,018 |
| St. Louis City & County + Jackson Co. / Kansas City | ×1.11 | $17,796 |
What drives a General Practice premium
Specialty class
General Practice — the no-surgery general-practice class, usually rated with family medicine.
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $16,018?
Enter what you pay now and we'll show where it lands against the filed range for general practice in Missouri — and connect you with one vetted broker if there's room to do better.
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All specialties in Missouri
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $9,931–$10,038 |
| Ophthalmology | $19,303–$21,101 |
| Occupational Medicine | $9,890–$10,038 |
| Pathology | $13,126–$13,989 |
| Dermatology | $10,504–$11,582 |
| Pediatrics | $13,126–$13,245 |
| Family Medicine | $15,442–$16,595 |
| General Practice | $15,442–$16,595 |
| Internal Medicine | $18,531–$19,319 |
| Gastroenterology | $19,303–$28,180 |
| Neurology | $23,164–$29,570 |
| Pulmonology | $18,531–$26,724 |
| Anesthesiology | $19,303–$22,385 |
| Radiology | $19,303–$30,959 |
| Cardiology | $16,325–$18,531 |
| Emergency Medicine | $41,233–$42,467 |
| Orthopedic Surgery | $45,186–$46,328 |
| General Surgery | $56,365–$79,211 |
| OB/GYN | $84,904–$84,934 |