Family Medicine malpractice insurance in Rhode Island
Typical annual premium at $1M / $3M mature claims-made — 95% above the national median.
Who files these rates in Rhode Island
- $22,060 — Medical Mutual Insurance Co. of North Carolina (Curi)
- $23,954 — The Doctors Company (TDC)
By region in Rhode Island
Rhode Island files a single statewide rate for this class — no county-level territory gradient — so the benchmark applies across the state.
What drives a Family Medicine premium
Specialty class
Family Medicine — the no-surgery family-practice class that anchors most manuals.
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $23,007?
Enter what you pay now and we'll show where it lands against the filed range for family medicine in Rhode Island — and connect you with one vetted broker if there's room to do better.
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All specialties in Rhode Island
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $11,238–$16,545 |
| Ophthalmology | $26,163–$27,651 |
| Occupational Medicine | $8,871–$18,663 |
| Pathology | $26,163–$27,208 |
| Dermatology | $17,744–$22,060 |
| Pediatrics | $22,060–$29,572 |
| Family Medicine | $22,060–$23,954 |
| General Practice | $22,060–$23,954 |
| Internal Medicine | $26,163–$29,572 |
| Gastroenterology | $33,713–$34,789 |
| Neurology | $28,965–$42,142 |
| Pulmonology | $28,965–$35,488 |
| Anesthesiology | $32,530–$34,789 |
| Radiology | $26,163–$43,472 |
| Cardiology | $25,137–$26,163 |
| Emergency Medicine | $59,563–$62,103 |
| Orthopedic Surgery | $78,516–$101,478 |
| General Surgery | $88,242–$109,566 |
| OB/GYN | $127,755–$148,908 |