Emergency Medicine malpractice insurance in South Dakota
Typical annual premium at $1M / $3M mature claims-made — 63% below the national median.
Who files these rates in South Dakota
- $11,003 — The Medical Protective Company
- $11,762 — Medical Mutual Insurance Co. of North Carolina (Curi)
By region in South Dakota
South Dakota files a single statewide rate for this class — no county-level territory gradient — so the benchmark applies across the state.
What drives a Emergency Medicine premium
Specialty class
Emergency Medicine — emergency medicine, one of the higher medical classes.
Territory
Where you practice; county factors can move the rate well above or below the state figure.
Maturity
Claims-made steps up over ~4 years to the mature rate shown here.
Limits
$1M / $3M is the benchmark; higher limits raise the premium via a filed increased-limit factor.
Paying more than $11,382?
Enter what you pay now and we'll show where it lands against the filed range for emergency medicine in South Dakota — and connect you with one vetted broker if there's room to do better.
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All specialties in South Dakota
| Specialty | $1M / $3M range |
|---|---|
| Psychiatry | $3,352–$4,207 |
| Ophthalmology | $4,920–$6,786 |
| Occupational Medicine | $3,802–$3,959 |
| Pathology | $4,160–$6,786 |
| Dermatology | $3,352–$4,524 |
| Pediatrics | $3,802–$6,334 |
| Family Medicine | $4,160–$4,524 |
| General Practice | $4,160–$4,524 |
| Internal Medicine | $5,009–$5,881 |
| Gastroenterology | $7,156–$7,238 |
| Neurology | $6,263–$6,786 |
| Pulmonology | $6,786–$6,888 |
| Anesthesiology | $6,263–$9,727 |
| Radiology | $7,156–$7,238 |
| Cardiology | $5,881–$5,903 |
| Emergency Medicine | $11,003–$11,762 |
| Orthopedic Surgery | $13,334–$18,096 |
| General Surgery | $15,239–$16,739 |
| OB/GYN | $19,532–$27,596 |